Several banks in the US rolled out the new ATM technology. It enables clients to cash checks, pay credit card bills , mortgages and withdraw cash at the ATM without the presence of a physical ATM card. The scammers and thieves caught on to this innovation before the bank’s clients got to know of its existence. The banks did a soft roll-out of the cardless eATM machines and many clients are not aware of the service. However, the thieves were the first to the party. They used stolen data to get access to client online bank accounts, change login credentials and disable notifications. Many clients discovered the existence of the eATM service only AFTER becoming victims of ATM fraud.